Financial planning

My parents have been talking to me a lot about their financial security and their “final plans” for when they pass away.  They have been urging me to look into ways to save more of my own money to ensure my own financial security.  They are terrified that with this bad economy that someone in the family might end up in Bankruptcy.

They told me that they had found a website called bills.com that they wanted me to go to and use the wizard on the website to review my own financial security.  Well, I happen to feel about as financially secure as anyone else could feel in today’s economy.  I have about six months of my pay saved up for a “rainy day.”  I have a 401K plan, and I own my own home.  I always pay my credit cards off in full within a week of getting the bill, I have insurance up the wazoo, and I invest in the stock market.  But just to make my parents happy I went onto their website to see what the website had to offer me.  I saw that it was supposed to have a wizard about saving money, so I thought that I would use it to see if it might give me any tips on saving money.  What it did was direct me to a site that was intended to help people who are in debt to get out of debt, which is not what I needed for my purposes.  I’m sure it is a perfectly wonderful site for people who need that kind of help.

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