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	<title>Asha Anujeeva &#187; Money and Finances</title>
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	<link>http://www.anujeeva.com</link>
	<description>Asha&#039;s expressions</description>
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		<title>Algae turned into fuel</title>
		<link>http://www.anujeeva.com/algae-turned-into-fuel/</link>
		<comments>http://www.anujeeva.com/algae-turned-into-fuel/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 18:13:02 +0000</pubDate>
		<dc:creator>Anu</dc:creator>
				<category><![CDATA[Business and Office]]></category>
		<category><![CDATA[General living]]></category>
		<category><![CDATA[Green]]></category>
		<category><![CDATA[Money and Finances]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Technology]]></category>
		<category><![CDATA[fuel]]></category>
		<category><![CDATA[greenhouse]]></category>
		<category><![CDATA[oil]]></category>
		<category><![CDATA[refineries]]></category>

		<guid isPermaLink="false">http://www.anujeeva.com/?p=23</guid>
		<description><![CDATA[According to an article dated May 29, 2008 in the LA Times, there is a company that is planning to use algae to start producing a crude oil that can be used to make gasoline and diesel fuel.  The production of the fuel uses carbon dioxide, which would help to clean up our greenhouse gases [...]]]></description>
			<content:encoded><![CDATA[<p>According to an article dated May 29, 2008 in the LA Times, there is a company that is planning to use algae to start producing a crude oil that can be used to make gasoline and diesel fuel.  The production of the fuel uses carbon dioxide, which would help to clean up our greenhouse gases problem.  It can be refined in existing refineries and be used by the existing cars and trucks on the road.  It plans to reach full commercial scale in five years.  The company that is planning to do this is called Sapphire Energy.</p>
<p>Wouldn&#8217;t that be wonderful, getting oil from algae instead of fossil fuels!</p>
]]></content:encoded>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Good Example</title>
		<link>http://www.anujeeva.com/good-example/</link>
		<comments>http://www.anujeeva.com/good-example/#comments</comments>
		<pubDate>Wed, 28 Dec 2011 22:46:46 +0000</pubDate>
		<dc:creator>Anu</dc:creator>
				<category><![CDATA[Entertainment and Fun]]></category>
		<category><![CDATA[Friends and Family]]></category>
		<category><![CDATA[General living]]></category>
		<category><![CDATA[Money and Finances]]></category>
		<category><![CDATA[children]]></category>
		<category><![CDATA[coupons]]></category>
		<category><![CDATA[game]]></category>
		<category><![CDATA[grocery]]></category>
		<category><![CDATA[meal]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[table]]></category>

		<guid isPermaLink="false">http://www.anujeeva.com/?p=2579</guid>
		<description><![CDATA[Contribution by Saul Martin I try really hard to be an example for my children, and to show them the importance of saving money. We have a “coupon clipping hour” every Sunday afternoon, where we all gather around the table and cut out our coupons for the week. We make our grocery list based on [...]]]></description>
			<content:encoded><![CDATA[<p>Contribution by Saul Martin</p>
<p>I  try really hard to be an example for my children, and to show them the  importance of saving money. We have a “coupon clipping hour” every  Sunday afternoon, where we all gather around the table and cut out our  coupons for the week. We make our grocery list based on what’s on sale,  and we’ve turned it in to a little game. The person who can make the  most creative meal plan with the fewest amount of ingredients wins.  Bonus points if all of those items are on sale, and extra bonus points  if the meal ends up being delicious. I think it does a lot to really  instill the value of money in them, and we actually all have a lot of  fun every Sunday sitting around the table together. I was talking to a  friend recently though who convinced me that saving money is not only  about clipping coupons. It’s about making wiser choices with your money across the board. She even called <a href="http://www.shopelectricityratestexas.com/">shop electric companies in texas</a> to see if she could get a more affordable energy provider, and she  ended up saving a ton of money. I wonder if I could convince one of my kids to make the call for me…they really love to save money!</p>
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		<item>
		<title>I&#8217;ve lost ten pounds</title>
		<link>http://www.anujeeva.com/ive-lost-ten-pounds/</link>
		<comments>http://www.anujeeva.com/ive-lost-ten-pounds/#comments</comments>
		<pubDate>Mon, 21 Nov 2011 23:05:57 +0000</pubDate>
		<dc:creator>Anu</dc:creator>
				<category><![CDATA[Computers/Internet]]></category>
		<category><![CDATA[General living]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Money and Finances]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://www.anujeeva.com/?p=55</guid>
		<description><![CDATA[I was surprised to discover when I stepped on the bathroom scale this morning to discover that I had lost ten pounds over the past month. No wonder my clothes don&#8217;t fit me anymore! I am going to have to go shopping and buy a whole bunch of new clothes for the fall and winter [...]]]></description>
			<content:encoded><![CDATA[<p>I was surprised to discover when I stepped on the bathroom scale this morning to discover that I had lost ten pounds over the past month. No wonder my clothes don&#8217;t fit me anymore! I am going to have to go shopping and buy a whole bunch of new clothes for the fall and winter coming up. If I don&#8217;t, I will look pretty stupid with all of my clothes hanging off of my, being held up with a belt!</p>
<p>So, as much as I don&#8217;t like to think about buying new clothes, I will be having to be hitting the Internet sales and see what I can come up with for good looking clothes that won&#8217;t cost an arm and a leg!</p>
]]></content:encoded>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>New eyeglasses for little money</title>
		<link>http://www.anujeeva.com/newn-eyeglasses-for-little-money/</link>
		<comments>http://www.anujeeva.com/newn-eyeglasses-for-little-money/#comments</comments>
		<pubDate>Wed, 02 Nov 2011 16:30:07 +0000</pubDate>
		<dc:creator>Anu</dc:creator>
				<category><![CDATA[Business and Office]]></category>
		<category><![CDATA[Computers/Internet]]></category>
		<category><![CDATA[General living]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Money and Finances]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.anujeeva.com/?p=253</guid>
		<description><![CDATA[In this economy, most of the people that I know are trying to save money everywhere they can.  For quite a long time now, I&#8217;ve been hearing about being able to buy eyeglasses for as low as $6.95 a pair at the Zenni Optical website.  My biggest concern about buying glasses over the Internet is getting [...]]]></description>
			<content:encoded><![CDATA[<p>In this economy, most of the people that I know are trying to save money everywhere they can.  For quite a long time now, I&#8217;ve been hearing about being able to buy <a href="http://zennioptical.com/cart/home.php?cat=31">eyeglasses</a> for as low as $6.95 a pair at the Zenni Optical website. </p>
<p>My biggest concern about buying glasses over the Internet is getting them to fit on my face once they arrive.  I have a very short temple, for one thing.  I don&#8217;t know how that issue (if it even IS an issue!) would be taken care of in the case of buying glasses over the Internet.</p>
<p>I&#8217;ve been hearing that they have been discussed on popular radio shows, and that they were mentioned in an article that was discussing ways to save money on eye care in the New York Times newspaper as a good place to get cheap back-up glasses.  I checked out their website and found that they had over 200 pairs of glasses for $6.95! And I actually did see a couple of good looking pairs of $6.95 glasses that I would consider buying.  I like the shape and the color; they are very much like what I already wear. Pretty soon it will be time for me to get a new pair of glasses, so I will be checking them out for sure!</p>
]]></content:encoded>
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		<item>
		<title>Pinching pennies</title>
		<link>http://www.anujeeva.com/pinching-pennies-2/</link>
		<comments>http://www.anujeeva.com/pinching-pennies-2/#comments</comments>
		<pubDate>Wed, 05 Oct 2011 18:53:35 +0000</pubDate>
		<dc:creator>Anu</dc:creator>
				<category><![CDATA[Business and Office]]></category>
		<category><![CDATA[General living]]></category>
		<category><![CDATA[Money and Finances]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.anujeeva.com/?p=1954</guid>
		<description><![CDATA[As the economy appears to be at a standstill, I&#8217;m considering getting some online free auto policy quotes. I&#8217;ve been loyal to my discount auto insurance company for many years, but I keep seeing so many commercials and advertisements that encourage me to switch to a different company, I think I&#8217;ll spend some time trying to find a [...]]]></description>
			<content:encoded><![CDATA[<p>As the economy appears to be at a standstill, I&#8217;m considering getting some online <a href="http://www.automobileinsurance.me/">free auto policy quotes</a>. I&#8217;ve been loyal to my <a href="http://www.automobileinsurance.me/">discount auto insurance</a> company for many years, but I keep seeing so many commercials and advertisements that encourage me to switch to a different company, I think I&#8217;ll spend some time trying to find a more <a href="http://www.automobileinsurance.me/">affordable car insurance</a> plan.</p>
<p>I know that one way to save money on auto insurance is to raise the deductible, but that is not a step that I want to take. With my luck, I&#8217;d probably raise the deductible and then within the week I&#8217;d have some crazy thing happen and end up paying something extra out of pocket!</p>
<p>One way that I know I can save money on the insurance is to drop the collision coverage on the car that gets stored in the winter. Just drop it during the storage time, and keep the comprehensive. As long as the car is in the storage barn it&#8217;s not going to be colliding with anything!</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Bill pay</title>
		<link>http://www.anujeeva.com/bill-pay/</link>
		<comments>http://www.anujeeva.com/bill-pay/#comments</comments>
		<pubDate>Wed, 10 Aug 2011 16:37:36 +0000</pubDate>
		<dc:creator>Anu</dc:creator>
				<category><![CDATA[Business and Office]]></category>
		<category><![CDATA[Computers/Internet]]></category>
		<category><![CDATA[General living]]></category>
		<category><![CDATA[Money and Finances]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://www.anujeeva.com/?p=1780</guid>
		<description><![CDATA[I really love to use the Internet to pay my bills online. I love to set up the autopay feature on my credit cards so that the minimum payment is always paid so that I don&#8217;t incur any late fees. Of course, I send in more money than the minimum payment, but I set it [...]]]></description>
			<content:encoded><![CDATA[<p>I really love to use the Internet to pay my bills online.  I love to set up the autopay feature on my credit cards so that the minimum payment is always paid so that I don&#8217;t incur any late fees.  Of course, I send in more money than the minimum payment, but I set it up that way just to cover my backside just in case.</p>
<p>One thing that annoys me is when I try to set up autopay with a company and they require that you download a form, fill it out and mail it in with a voided check.  If I wanted to do all of that, I wouldn&#8217;t be trying to sign up for autopay in the first place!  So I arrange with my bank&#8217;s BillPay service to send those payments in for me.  There is more than one way to skin a cat!</p>
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		<item>
		<title>Health center</title>
		<link>http://www.anujeeva.com/health-center/</link>
		<comments>http://www.anujeeva.com/health-center/#comments</comments>
		<pubDate>Tue, 24 May 2011 03:41:23 +0000</pubDate>
		<dc:creator>Anu</dc:creator>
				<category><![CDATA[Business and Office]]></category>
		<category><![CDATA[General living]]></category>
		<category><![CDATA[Money and Finances]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.anujeeva.com/?p=1663</guid>
		<description><![CDATA[I don&#8217;t know why I&#8217;m always surprised when I go out to run errands on my lunch break and see so many people walking around town in their medical scrub clothing.  After all, this town has a large hospital in it, and I&#8217;m sure that some of the employees have errands that they need to [...]]]></description>
			<content:encoded><![CDATA[<p>I don&#8217;t know why I&#8217;m always surprised when I go out to run errands on my lunch break and see so many people walking around town in their medical scrub clothing.  After all, this town has a large hospital in it, and I&#8217;m sure that some of the employees have errands that they need to run during the work day on their break or before/after their work shift.</p>
<p>I always feel like in the middle of a television filming set of scrubs!  Today I saw a few nurses eating lunch at the table next to mine, and one of them was wearing a cute set of scrubs &#8211; it was tailored and looked good on him.  I asked him where he had found that set of scrubs and he wrote down this web address on a napkin for me: http://www.blueskyscrubs.com/categories/Scrubs/Scrubs-for-Men/. </p>
<p>I went to that website and browsed around and found a great page full of really nice-looking lanyards.  I&#8217;ve often wondered where people could get nice looking lanyards &#8211; well they have them there!  They cost a lot more than I had anticipated, though,</p>
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		<item>
		<title>The new economy</title>
		<link>http://www.anujeeva.com/the-new-economy/</link>
		<comments>http://www.anujeeva.com/the-new-economy/#comments</comments>
		<pubDate>Sat, 21 May 2011 03:36:31 +0000</pubDate>
		<dc:creator>Anu</dc:creator>
				<category><![CDATA[Business and Office]]></category>
		<category><![CDATA[Computers/Internet]]></category>
		<category><![CDATA[Education and Personal Growth]]></category>
		<category><![CDATA[Friends and Family]]></category>
		<category><![CDATA[General living]]></category>
		<category><![CDATA[Money and Finances]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.anujeeva.com/?p=1654</guid>
		<description><![CDATA[I was thinking about taking some Online Courses in marketing this next fall.  I&#8217;ve just filled out the FASFA form that I got from the http://www.fafsa.ed.gov/ website to see if I might qualify for any financial assistance.  There certainly seems to be a big push for people to improve their skill set as a way to improve [...]]]></description>
			<content:encoded><![CDATA[<p>I was thinking about taking some <a title="Online Courses" href="http://www.findyoureducation.com/tp2/oed/home.do?theme=FYE" target="_blank">Online Courses</a> in marketing this next fall.  I&#8217;ve just filled out the FASFA form that I got from the http://www.fafsa.ed.gov/ website to see if I might qualify for any financial assistance.  There certainly seems to be a big push for people to improve their skill set as a way to improve their chances of a good life.</p>
<p>When I was taking college courses a few years ago I did take one course in marketing, and found it to be fun and interesting.  Something that I think that I would enjoy learning more about!</p>
<p>Unfortunately I keep hearing on the news about how most of the local brick and mortar colleges are drastically increasing their tuition rates, so I am going to look at online degree programs in marketing to see if I can just do it all online.  I&#8217;m beyond the point of wanting to live in a dorm with a bunch of rowdy teenagers, and I just want to learn my stuff and market myself into a marketing job! </p>
<p>After all, I think that sales and services are the two areas where employment will continue to grow.  And I&#8217;ve always had good luck in any job that involved sales.  Maybe with a degree in it I&#8217;ll be able to get a better paying job!</p>
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		<item>
		<title>Chomping at the bit</title>
		<link>http://www.anujeeva.com/chomping-at-the-bit/</link>
		<comments>http://www.anujeeva.com/chomping-at-the-bit/#comments</comments>
		<pubDate>Thu, 14 Apr 2011 13:41:00 +0000</pubDate>
		<dc:creator>Anu</dc:creator>
				<category><![CDATA[Computers/Internet]]></category>
		<category><![CDATA[Friends and Family]]></category>
		<category><![CDATA[General living]]></category>
		<category><![CDATA[Money and Finances]]></category>

		<guid isPermaLink="false">http://www.anujeeva.com/?p=1607</guid>
		<description><![CDATA[I&#8217;m getting a little bit anxious about my tax refund. My brother and I both e-filed our taxes at the same time, and both were approved for our refunds. He got his refund over a week ago and I haven&#8217;t seen my refund yet! I&#8217;d love to get my refund so I can use it [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;m getting a little bit anxious about my tax refund.  My brother and I both e-filed our taxes at the same time, and both were approved for our refunds.  He got his refund over a week ago and I haven&#8217;t seen my refund yet!  I&#8217;d love to get my refund so I can use it to pay off a couple of my bills that I&#8217;ve been paying interest on.  Come on Uncle Sam, show me the money!</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>A rewarding career</title>
		<link>http://www.anujeeva.com/a-rewarding-career/</link>
		<comments>http://www.anujeeva.com/a-rewarding-career/#comments</comments>
		<pubDate>Wed, 13 Apr 2011 23:55:26 +0000</pubDate>
		<dc:creator>Anu</dc:creator>
				<category><![CDATA[Business and Office]]></category>
		<category><![CDATA[General living]]></category>
		<category><![CDATA[Money and Finances]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Politics]]></category>

		<guid isPermaLink="false">http://www.anujeeva.com/?p=1605</guid>
		<description><![CDATA[I&#8217;ve often felt that too many people pursue the big bucks jobs instead of the emotionally rewarding nonprofit jobs that our country desperately needs.  I think one of the reasons for that might be that when children are growing up and attending school that there is so much emphasis on the importance of trying to make as [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;ve often felt that too many people pursue the big bucks jobs instead of the emotionally rewarding nonprofit jobs that our country desperately needs.  I think one of the reasons for that might be that when children are growing up and attending school that there is so much emphasis on the importance of trying to make as much money as possible.  And I have to say that the economic instability of the country doesn&#8217;t help much!</p>
<p>I think it would be great if more attention was focused on how rewarding a nonprofit career can be to a person.  One of the problems with non profit jobs, though, is the general idea that the jobs themselves are low paying.  And that may be true.  I think that has a lot to do with the obscenely low minimum wage laws in this country.  People cannot survive on minimum wage, and that is a crying shame.  One thing is for sure though, I&#8217;m glad that I&#8217;m not the one in charge of fixing all of this country&#8217;s problems!</p>
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