Category Archives: Money and Finances

Decent Prices on Fender Amps

Josh was telling me that he was hoping to find a decent price on a Fender Amp and then use the money that he earned last month to purchase a new one. I suggested that he consider buying a used, refurbished one, but I don’t know if he is going to take my advice. Sometimes refurbished items have good warranties on them and you can save a lot of money on them. I hope he takes his time and does a lot of comparison shopping – and check around online, too. I think the money is burning a hole in his pocket!

Looking ahead to winter sports

snowboarding (free clip art)

snowboarding (free clip art)

I have a friend who loves to go snowboarding frequently during the winter. Last winter I went snowboarding with him a few times and had a really good time. Last winter I borrowed one of his boards because I wasn’t sure if I was going to like snowboarding well enough to buy a board of my own. Well, he came over this last weekend and was talking to me about buying one of the Burton snowboards that is on sale right now at his favorite sporting goods website. We were checking them out together over the Internet and saw that they have a lot of them reduced drastically, so I am going to have to make up my mind pretty quickly which one I want if I am going to buy one! I’m leaning towards the Burton Feather Snowboard, it is on sale for under $200, and it sounds like a good board for a beginner!

Setting up a merchant account is good for business

In today’s economy, one of the most important things a business can do is to set up an account where they can be involved in credit card processing their sales. Accepting credit cards makes their business more attractive to consumers like me, who use credit cards for almost everything under the sun! I use credit cards everywhere I possibly can – I have a rewards card that pays me a cash back reward for every purchase I make, so it is like getting a discount on everything I buy!

Financial planning

My parents have been talking to me a lot about their financial security and their “final plans” for when they pass away. They have been urging me to look into ways to save more of my own money to ensure my own financial security. They are terrified that with this bad economy that someone in the family might end up in Bankruptcy.

They told me that they had found a website that they wanted me to go to and use the wizard on the website to review my own financial security. Well, I happen to feel about as financially secure as anyone else could feel in today’s economy. I have about six months of my pay saved up for a “rainy day.” I have a 401K plan, and I own my home. I always pay my credit cards off in full within a week of getting the bill. I have insurance up the wazoo, and I invest in the stock market. But just to make my parents happy I went onto their website to see what the website had to offer me. I saw that it was supposed to have a wizard about saving money, so I thought that I would use it to see if it might give me any tips on saving money. What it did was direct me to a site that was intended to help people who are in debt to get out of debt, which is not what I needed for my purposes. I’m wondering why it would do that, and it made me a bit nervous about my parents putting their trust in that company.

Teenager’s first car

lead a horse to water (free clip art)

lead a horse to water (free clip art)

When Sue and I were talking about her teenager getting his first car, I was cautioning her that it would be smart to put the car in Sue’s name, and not the teenager’s name. At least put the car in both of their names so that they can get a multi-car discount on their don allred insurance policy! But I think that my advice has fallen on deaf ears and they are going to put the car in just the teenager’s name. I am pretty certain that the insurance premium is going to be higher that way. Well, as they say, you can lead a horse to water, but you can’t make him drink!