Archive for the ‘Money and Finances’ Category

Mother’s Day

Tuesday, March 9th, 2010

My mother has been hinting about wanting a new watch and with Mother’s Day right around the corner I’ve been looking around online to see if I can find a nice one to give to her without breaking my bank account. Bluedial.com has a great selection of all types of watches. I like that they offer free 2nd day shipping, free sizing and the fact that they accept PayPal is a big plus for me.

Seiko Kinetic Watches has some nice looking watches that I think would look good on my mother. She is very old fashioned and very petite so I have to be careful with what I get for her. I like the look of this one and blue is her favorite color. The fact that it is on sale for only $127 is very tempting!

blue watch

Insurance search

Saturday, February 13th, 2010

My cousin has recently moved to Somers CT and is looking for ways to lower his living expenses there.  I’ve always been under the impression that Connecticut is not a cheap place to live!  I think that they have a fairly high tax ratio, and if I recall correctly I’ve heard that they have the highest sales tax in the country!  So I can understand his concern for lowering his expenses in other areas! 

So I’ve been going through various search engines, using search keywords like Homeowners Insurance Somers, CT, or Life Insurance Somers, CT and Life Insurance Tolland, CT to see who the insurance agents are in the area he has moved into.  I think with a little bit of research he should be able to find a good agent to help him get the insurance he needs without breaking his budget!

Real Estate Tax Benefit adds incentives to buy real estate

Sunday, February 7th, 2010

I think that the new Real Estate Tax Benefit should certainly light a fire underneath my friend Todd. Todd has been putting off buying a new house for the past several years; he has been thinking that the values of real estate are still going to fall for a while now.  I can understand his concern; the real estate market has become a pretty scary place lately!  But I think that if someone is absolutely certain that they are going to stay put in one location for several years, then buying a house is a good idea.  Especially with the tax benefits involved!  Many people need the tax benefit of owning a home; the interest on the mortgage payments is tax deductible.  (As far as I’m concerned ALL interest should be tax deductible, even credit card interest, but that is not the case.)

Because this new tax credit has been extended, more people can take advantage of it and buy a new house this spring and still get the tax credit. From what I understand the income limits have been increased as well, so more home buyers can take advantage of it. And this tax credit is not only for first-time home buyers! It can benefit other home buyers who are moving up from homes that they’ve lived in for at least the last five years. This benefit can truly help a lot of people, and not just a select few.

Deals To Be Found With Direct TV

Tuesday, February 2nd, 2010

Did you know that you can go to blogtelevision.net and find all the DIRECT TV Offers and DIRECT TV Specials that are available in your city and state. I have been tossing around the idea of switching to Direct TV, I have a few friends that have Direct TV and have good things to say about them, their programming packages and their customer service. Word of mouth is still the best advertising as far as I’m concerned, so I decided to do some checking online when I stumbled onto blogtelevision.net.

Right now one of the DIRECTV Specials is getting $100 cash back, now that is a nice chunk of change! And you can get over 150 all digital channels for about $1 a day. Direct TV has over 130 of the best HD Channels, HD is the way to go these days. So if you are interested in any of the DIRECTTV Specials you can go to blogtelevision.net or call 888-409-4351 and see what Direct TV can offer you in your home town. Now is a good time to start checking your options with the different cable and satellite providers, there are deals to be found and going online makes the task of researching things like this so much easier, it’s all good!

Looking for quotes on cheap auto insurance

Friday, January 15th, 2010

Not too long ago my uncle retired from the insurance company that he worked for.  He worked there for forty years!  I cannot even imagine working for any one company for that long a period of time!  It seems that in this era the businesses don’t want to keep employees that long – they don’t want to pay benefits of any kind! 

We had always bought our insurance through him out of a sense of family loyalty, but now that he is no longer in the business my folks have decided to start  looking around for cheap auto insurance quotes on the Internet.   With the economy still in such rough shape it seems like a good idea to see if we can save some money and still have good coverage on our insurance policies!

It wasn’t many years ago that my parents bought a new car and were completely shocked about how much their insurance rates went up when they went to insure it!  I think that the cost of insuring a new car is not something many people take into consideration when they decide to start shopping for a new car!  I know that would be the last thing on my mind if I was looking at a new car!

Anyway, I found a website called cheap-autoinsurance.com and decided to check out what they had to say.  We had to enter our zip code into their little search engine and then they displayed several different low-cost partners to click on to get quotes.  I decided to click on the Progressive link because I know that they have a reputation for comparing lots of different companies at the same time.  I wanted to give it a go and see if Progressive would really tell me if there was a cheaper company than Progressive!  So I typed in my information and sure enough, up popped a grid of different quotes, and one of the insurance companies really WAS cheaper!  I was quite surprised at that result!