My mother used to fuss at me all the time about my room being a mess. She would shout up the stairs, “Asha! Clean up your mess!” My teachers would fuss about my desk and demand, “Asha! Clean up your mess!” So, I know what it is like to have things get into a mess and need to be cleaned up, and i was fortunate to have these people help me with that. I learned at a young age that a person of good character will clean up their mess.
So now some people, for whatever reason, are facing financial problems and the way to clean up that mess is to get help from The Credit People.
People who are out of work or who got hurt and have been unable to work are the ones that have my sympathy and deserve help to get back on their feet. They might benefit from working with a credit repair service to make a plan and work their way out of the mess.
The internet can help Repair Your Bad Credit, so don’t give up! Get the right help and you can clean up your mess!
There is a theatrical production that has my interest. It’s a play based on the back story of the Wizard of Oz. It has been extremely successful and is making a ton of money.
Wicked is a Broadway production that has been on Broadway and also has toured nationally for several years. It is an “open-ended show,” which means it will continue running as long as it is making good money, and it has been playing to sold out audiences for almost every performance the past 4 years.
This play has actually been grossing more than a million dollars every week for over 7 years, whether the show has sold out or not. Wicked broke the record for highest weekly box office gross in Broadway history, at $1,610,934.
I’m hoping that my next year’s tax refund check will be a decent one. Decent enough for me to put a large down payment on a new car. My first car was an old VW Beetle and I’ve always had a spot in my heart for the VW Beetle. The New VW Beetle is mighty fine looking and I’m really tempted to go down to the local VW lot and test drive one to see how they feel and ride. A nice rich blue color would be sweet to be driving down the road.
I do like the volkswagen jetta as well, but it just doesn’t compare with my beloved Beetle or “Bug” as we used to call them back in the day. I still see a nice “Bug” going down the road once in a while and I find myself staring them down and almost drooling at the sight of it.
My mother would like to see me in a dodge challenger, I would like to buy American but I have to check an assortment out and see what best fits me and my needs. My Dad has been pushing for a new volvo c30. They are such opposites it cracks me up. Anyway I have almost a year to sort them all out and make a decision so there is no rush, but it is exciting and gives me something to look forward to. The Internet certainly will be helpful in researching this project!
Hey check out this wild looking tiny little thing, the smart fortwo, what a trip!
Really hope that the economy is starting to get better and that the stock market is going to stabilize. In fact, I truly hope the stock market gets back to being lucrative, as I am interested in finding an Online Broker and working on my retirement portfolio.
Several years ago I was learning about IRA Accounts and got a good start with an IRA. But that is not enough for a healthy portfolio.
All my friends are heavily involved in Stock Trading and I realize that it has its ups and downs. But if the economy gets a little better, I will be much more comfortable investing money and taking my chances on my financial future.
I can remember in 5th grade math I had a really inspiring math teacher. She went above and beyond the call of duty to make sure that everyone understood the reasoning behind the method. At the time I can remember thinking that there was never going to be a real life need as an adult for knowing about adding fractions or about converting decimals to fractions. And I think that many girls felt that same way at the time.
In my Algebra 2 class, I can remember that I was the only girl in the class. I really felt that the school system was letting the girls down and not living up to their responsibility to make sure that the girls got just as good an education as the boys did. It seemed to me that girls were expected to do poorly in math, and therefore very little effort was being made to help them do better. I think that if more of an effort had been made to show girls “real life” scenarios that they could relate to, for example relating the math to cooking, sewing, shopping for bargains, managing finances, then the girls would have been a little bit more interested in learning.
I’m sure that sounds sexist, but for the era that I was in school, it really would have helped the girls a lot.
I was quite concerned when I was reading some articles last week about how easy it is for college students to get into financial trouble with their easily-obtained student credit cards. These types of credit card offers sometimes come in with the junk mail – sometimes they are even addressed to family pets! I can remember getting a pre-approved offer in the mail for our cat not too long ago!
I think that college students would be wise to only use secured credit cards or prepaid cards. I think it would be a lot harder to get into too much debt that way. Sometimes I think that the credit card companies are NOT the consumer’s best friend at all! So I want to advise all students that are getting ready to head to college, to take a good hard look at what they truly are capable of paying back before they start using their cards like money grows on trees!
I’ve noticed that more and more stores are trying to encourage customer loyalty by offering them some kind of savings program. A lot of the stores offer free loyalty cards that give the members special “members only” pricing. Other stores have the nerve to charge an annual fee for their loyalty cards. You would not believe how many times I’ve gone to a store and waited in the checkout line and heard the cashier ask the customer if the customer has that store’s loyalty card and the customer says that they don’t have one and don’t want one! Even when the cashier explains that they could save a lot of money on that particular purchase and that the loyalty card is free, the customers say that they are not interested in saving any money! Well, all I have to say about that is “must be nice!”
I cannot even begin to imagine turning down no-strings attached discounts! What are these people afraid of? Some big conspiracy on the part of the big stores or the government to track their spending and turn that against them for evil purposes? Well, OK, the stores are tracking what customers are buying, but that is only to help the stores predict future trends, not for some insidious evil plan!
I’ve noticed lately that I’m having more trouble seeing clearly when I drive at night, so I have to make an appointment to see my eye doctor soon. I can remember when I was a child I was jealous of the many movie stars that made wearing eyeglasses look so glamorous! I can remember telling my father once that I wished I had to wear glasses! He told me that was an awful thing to wish for! Well, he was right; wearing glasses is not as wonderful as I had daydreamed about as a young girl!
Eyeglasses are way more expensive than I think is reasonable, and I think that buying them at the optician’s office is a consumer rip-off. There are so many other places that a consumer can go to and buy eyeglasses that cost less money! You can even buy eyeglasses over the Internet at ZenniOptical.com if you can convince your eye doctor to give you your Pupillary Distance. I’ve bought my glasses at other places before I found out about the great prices at Zenni. The only problem that I would have with buying glasses from them is that I found out that they cannot accommodate prism in the prescription, and that is something that I need. Just my luck, I can’t use them! Sigh…..
I really love how the Internet can give you a glance into other countries all over the world. Google has a few great translating sites that come in handy, but it can be time consuming and frustrating at times, so I try and stick to countries that I can understand the language better. Australia has always fascinating to me, I’d love to be able to go there at some point in my life time.
Today I had a bit of time to cruise the “net” and found an insurance company in Australia that I took the time to read a bit about. They offer affordable life insurance for their customers, along with accident and illness insurance, income protection insurance as well as cheap funeral insurance which is something that I wasn’t even aware of it’s existence, but it makes sense, anything to make life (and death) easier to deal with, right!
When the time comes that I get to take a trip to the “Land Down Under” you can be sure that the Internet will come into play for the majority of my needs in order to make it the best trip ever!
When my hubby was injured in my car accident in 2007, I tried to get my mortage company for our house in New England that we were trying to sell to grant me a hardship forebearance. Since he wasn’t able to work due to my injuries, I was hopeful to get some empathy from the company. Boy, was I wrong!
Long story short, the mortgage company has dropped the ball and tossed me around from department to department, where I have been met with gross incompetence at every turn.
After over two years, even though we FINALLY did a deed-in-lieu with the company last November, and the deed to the house was transferred into their name in December the company is continuing to send me notices that I owe them the money and the company is still sending notices to the credit agencies that the mortgage is overdue. This is resulting in credit card companies closing my credit cards or lowering my credit limits.
Every time I call Bank of America I am shuttled around from department to department, and told the matter will be escalated and someone will call me back within the next week. That never happens. I have called them about once every two weeks, and nothing is resolved. I have sent them letters, and I get replies that someone will contact me within 20 days, and that never happens either! I got collection calls several times a day for years on end until I finally blocked their telephone number!
As of today, I have been on the phone with Bank of America for the past four hours, being shuttled around from department to department, trying to find some help. I’m on hold at the moment, waiting for a supervisor to talk to me. The lady I just spoke with said that my account was in the process of being assigned to someone in the home retention department!
I have contacted my state senator Mark Warner’s office, asking for help a couple of weeks ago. Haven’t heard back from them yet.
Anyone know a good lawyer that would like to sue this company on my behalf to get this resolved and maybe some punitive damages for emotional distress it is causing? I had hired a lawyer that I was told is an agressive lawyer that loves to sue people, but for some reason he just doesn’t seem to be in the mood to take this on! If you know of a class-action suit going on for people in situations like this, or know a good lawyer that could/would help me, please post comment to this blog and I’ll get the information!
Last night Lynn and I were chatting on the phone. She told me that she was working the night before at her store and she found about $50 lying on the floor. She turned it into the office, thinking that someone would claim it. She had in the back of her mind if no one claimed it, then the money would be turned over to her after a few weeks. The next day she asked the store manager what would happen to the money if no one claimed it. He told her that if no one claimed it, then it would be put in the cash registers and logged as “found money” and the money would get deposited to the store’s account. He said that was the store policy!
With that in mind, Lynn was telling me that if she knew that, she probably would have just kept the money to herself and waited to see if anyone asked her if it had been found. What do you think you would do in that situation yourself, turn it in, or keep it? I’m not sure what I’d do myself! Who knows if maybe the store manager just kept the money for himself? Seriously, what would YOU do?
I can remember my best friend’s grandmother used to tell me “Mind your pennies, and the dollars will take care of themselves.” Well, as a child, I had no real concept of what in the world she was talking about! Now that I’m grown, however, I’ve learned that if I’m really careful with my pennies that I have more dollars to spend. Some “old adages” really have some good advice to them, don’t they!
In this economy, it’s always a good idea to constantly check on ways to save money. One popular way to save money is to look for cheaper ways to insure homes and vehicles. It can be a real time consuming challenge to get a lot of different quotes from different companies. That’s why I really like websites that act as comparison sites so you can compare the prices of different companies. One such website is the cheap-autoinsurance.com site.
What I like about the site is that the consumer can look, for example, for the cheapest insurance in Alabama simply by typing in the local zip code in Alabama and click on the “get quotes” button. The next screen takes the consumer to a page that shows different insurance companies that offer insurance in Alabama. From there it is easy to get quotes from the different companies that are presented.
It is encouraging to know that real estate sales are on the rise. The majority of real estate agents are walking around once again with a smile and a bounce in their step because of this increase in sales. A good amount of these sales are due to the real estate stimulus efforts by our Federal Government. One of their better judgment calls as of late.
Giving first time home buyers a nice tax credit has made a major impact on so many people and has people who would have never even thought about buying a house looking around to see what they can find. And now they have extended this tax credit, once again, and it’s including other options as well. Folks that have lived five years consecutively in the past eight years can receive up to $6,500 from Uncle Sam.
I’ve found a good overview of the extension at Coldwell Banker’s web site, they have an interesting short video that I’ve placed below for your information. This can mean some serious money so it’s good to try and get the word out, if you know what I mean. Once again I have to thank YouTube.com for allowing us to view videos such as this one.
You would think that the airlines would get their act together when it comes to making sure that your Luggage arrives at the same destination that you do and both at the same time would be nice. My sister just got back from a trip that was supposed to be like a second honeymoon but turned out to be one big mess. The whole mess starting with the airlines losing both her and her husband’s brand new Tumi Luggage, so you know that put a damper on the whole trip.
They both had to go out and purchase all new clothes and personal hygiene products that were packed in their bags that they put such faith in the airlines to keep track of and take care of. That was an expense that they were not prepared for, so they had to cut back on quite a few activities that they had planned on participating in on this particular trip.
And the brand new Tumi Luggage that they were utilizing were special gifts to them from his mother just two Christmas holiday seasons ago. It is most unfortunate that his mother passed shortly after this occasion so this luggage has a lot of emotion and love attached to it. The good news is that the luggage has been found but there are items missing and the bags now look pretty grubby, which has my sister really bent out of shape.
I get very frustrated by how much junk mail that I get every day from companies trying to sell me insurance of one form or another. I don’t know why I get so much of that, and I wonder if everyone gets that much junk mail? What a huge waste of trees! If I wanted to switch insurance companies, I would go online and use a website like netquote.com to compare the different prices on policies.
Their website is easy to use – you just pick out the type of insurance you are looking for, and choose the area you live in. Then you are redirected to another page where you have to answer a few questions, then your quotes are on the way! This service includes all of the states – I was helping my aunt Claire find Maryland insurance with it just a couple of weeks ago!
My mother has been hinting about wanting a new watch and with Mother’s Day right around the corner I’ve been looking around online to see if I can find a nice one to give to her without breaking my bank account. Bluedial.com has a great selection of all types of watches. I like that they offer free 2nd day shipping, free sizing and the fact that they accept PayPal is a big plus for me.
Seiko Kinetic Watches has some nice looking watches that I think would look good on my mother. She is very old fashioned and very petite so I have to be careful with what I get for her. I like the look of this one and blue is her favorite color. The fact that it is on sale for only $127 is very tempting!
My cousin has recently moved to Somers CT and is looking for ways to lower his living expenses there. I’ve always been under the impression that Connecticut is not a cheap place to live! I think that they have a fairly high tax ratio, and if I recall correctly I’ve heard that they have the highest sales tax in the country! So I can understand his concern for lowering his expenses in other areas!
So I’ve been going through various search engines, using search keywords like Homeowners Insurance Somers, CT, or Life Insurance Somers, CT and Life Insurance Tolland, CT to see who the insurance agents are in the area he has moved into. I think with a little bit of research he should be able to find a good agent to help him get the insurance he needs without breaking his budget!
I think that the new Real Estate Tax Benefit should certainly light a fire underneath my friend Todd. Todd has been putting off buying a new house for the past several years; he has been thinking that the values of real estate are still going to fall for a while now. I can understand his concern; the real estate market has become a pretty scary place lately! But I think that if someone is absolutely certain that they are going to stay put in one location for several years, then buying a house is a good idea. Especially with the tax benefits involved! Many people need the tax benefit of owning a home; the interest on the mortgage payments is tax deductible. (As far as I’m concerned ALL interest should be tax deductible, even credit card interest, but that is not the case.)
Because this new tax credit has been extended, more people can take advantage of it and buy a new house this spring and still get the tax credit. From what I understand the income limits have been increased as well, so more home buyers can take advantage of it. And this tax credit is not only for first-time home buyers! It can benefit other home buyers who are moving up from homes that they’ve lived in for at least the last five years. This benefit can truly help a lot of people, and not just a select few.
Did you know that you can go to blogtelevision.net and find all the DIRECT TV Offers and DIRECT TV Specials that are available in your city and state. I have been tossing around the idea of switching to Direct TV, I have a few friends that have Direct TV and have good things to say about them, their programming packages and their customer service. Word of mouth is still the best advertising as far as I’m concerned, so I decided to do some checking online when I stumbled onto blogtelevision.net.
Right now one of the DIRECTV Specials is getting $100 cash back, now that is a nice chunk of change! And you can get over 150 all digital channels for about $1 a day. Direct TV has over 130 of the best HD Channels, HD is the way to go these days. So if you are interested in any of the DIRECTTV Specials you can go to blogtelevision.net or call 888-409-4351 and see what Direct TV can offer you in your home town. Now is a good time to start checking your options with the different cable and satellite providers, there are deals to be found and going online makes the task of researching things like this so much easier, it’s all good!
Not too long ago my uncle retired from the insurance company that he worked for. He worked there for forty years! I cannot even imagine working for any one company for that long a period of time! It seems that in this era the businesses don’t want to keep employees that long – they don’t want to pay benefits of any kind!
We had always bought our insurance through him out of a sense of family loyalty, but now that he is no longer in the business my folks have decided to start looking around for cheap auto insurance quotes on the Internet. With the economy still in such rough shape it seems like a good idea to see if we can save some money and still have good coverage on our insurance policies!
It wasn’t many years ago that my parents bought a new car and were completely shocked about how much their insurance rates went up when they went to insure it! I think that the cost of insuring a new car is not something many people take into consideration when they decide to start shopping for a new car! I know that would be the last thing on my mind if I was looking at a new car!
Anyway, I found a website called cheap-autoinsurance.com and decided to check out what they had to say. We had to enter our zip code into their little search engine and then they displayed several different low-cost partners to click on to get quotes. I decided to click on the Progressive link because I know that they have a reputation for comparing lots of different companies at the same time. I wanted to give it a go and see if Progressive would really tell me if there was a cheaper company than Progressive! So I typed in my information and sure enough, up popped a grid of different quotes, and one of the insurance companies really WAS cheaper! I was quite surprised at that result!
