Asha Anujeeva

My  mother used to fuss at me all the time about my room being a mess. She would shout up the stairs, “Asha! Clean up your mess!” My teachers would fuss about my desk and demand, “Asha! Clean up your mess!” So, I know what it is like to have things get into a mess and need to be cleaned up, and i was fortunate to have these people help me with that. I learned at a young age that a person of good character will clean up their mess.

So now some people, for whatever reason, are facing financial problems and the way to clean up that mess is to get help from The Credit People.

People who are out of work or who got hurt and have been unable to work are the ones that have my sympathy and deserve help to get back on their feet. They might benefit from working with a credit repair service to make a plan and work their way out of the mess.

The internet can help Repair Your Bad Credit, so don’t give up! Get the right help and you can clean up your mess!

For a short period of time, while still in high school, I was infatuated with the idea of fashion. I thought that women’s fashion was going to be my chosen career path. I read everything that I could find about models, high fashion designers and the New York City fashion district.

But then I went to New York City for our senior class trip and it was quite an eye opener. Nothing I had read prepared me for the reality of the city, and I soon realized that living in NYC was not something that I wanted to do.

Now that I work in a professional office and have to wear nice clothes, I can appreciate a well designed women’s suit and nice shoes.I believe in buying the highest quality clothing that I can afford. It has to be made well and it has to fit well.

I also like well made casual clothes. My favorite outfit for the weekend will always be a nice pair of jeans and a sweater, but I will sometimes wear khaki pants and an oxford. In my opinion, sweat pants and tee shirts are fine around the house for doing chores or working out, but a woman of style and good taste will not wear those things out of the house and be seen in public.

Shopping online has gotten so easy that I don’t even consider going to a regular store unless I just want to shop. When I am ready to buy, I usually go online. Not always – but I’m just now realizing how much my shopping habits have changed.

Some forward-thinking companies have realized that this is happening and may well be the preferred shopping method of the future. So they are using retargeting to drive online traffic back to their web sites. I find this concept fascinating and have even witnessed it first hand.

The way retargeting companies work is they create ways for their online clients to follow their customers around the internet. They especially use banner ads selectively placed in sidebars and headers.

When I looked at a book on a popular web site and then moved away from that site as I surfed other places, the remarketing kicked in and showed me a banner ad for that very same book on the next site that I visited. So if I had the inclination to take a second look, then it was easy for me to just click on that banner ad and go back to the original site to buy that book.

Have you noticed this happening? I noticed it just today!

When i visited my eye doctor last week, he had mentioned something that has just now started to sink in and make sense to me. I had complained about having trouble reading small print but he insists that I do not yet need reading glasses. What he explained is that my eyes need more light to read the smaller print. He suggested that when I notice my eyes straining to read something small, like the expiration date on a coupon, to put more light on the item using lamps or even a flashlight, if necessary.

So this morning I was going through the grocery coupons and pulling out any that have expired. I was having a hard time reading some of the dates, so I moved closer to the desk lamp and held the coupon under that the light. Yes! It does make it easier!

So I was worried about needing glasses to read when all I need to do is buy some new halogen lamps for the desk and sofa tables, where I like to sit and read.

I can remember when I was in college, one of my favorite courses was sociology.  I found that topic very fascinating, so I learned a lot.  One of the things that the professor taught the class, was the “official” definition of what “upper,” “middle” and “lower” classes were.  According to the definition we were taught in class, the “upper class” were people who had really “old” money – many generations of wealth, going back as far as the Mayflower or longer.  The “middle” class were the “new” money people like the Kennedys and the Bushes and most of our political leaders.  These people have had tons of money for several generations.

Those of us who are “self made” wealthy, well, we’re just “upper-lower class” according to that principle.  And, to be politically correct, we no longer call the “lower” class by the term “lower.”  To be politically correct, we call the “lower” class the “working class.”

So it was with much surprise that I read an article on the Internet today at Investopedia that suggests that what I was taught as “working class” is in fact, in many cases, considered to be “middle class.”  Are you as confused as I am?

Are lockers just something you use as a kid in school? Well, no. School Lockers are the first thing that come to my mind when you mention lockers to me, but they are used in a variety of business and recreational settings.

As an adult I have used lockers in a variety of different settings. Anyone who changes into a uniform or a costume for their job most likely has a locker to store their street clothes. This includes policemen, nurses, firemen, actors and amusement park workers.

I’ve used lockers at a country club, at the outpatient surgery center, the spa, the water park, the gym and the airport. Although, to be fair, I believe most airports have removed public lockers due to safety concerns. But back in the 1980′s, before terrorism was such an issue, I had to leave some items in a locker at the airport because my flight was delayed and I couldn’t handle dragging all my packages and luggage around the airport for 6 extra hours. I don’t know what people do with all that stuff they need to take on a plane now that they can’t safely store it in lockers for a few hours.

Our IT department does a fantastic job keeping our computers running and our company web site up. We have really good web hosting arrangements.

I don’t believe I have ever heard someone complain about our web site crashing or being down. That is hard to accomplish and our IT guys deserve a big pat on the back for doing a good job.

Part of their original analysis of the server and hosting decision considered managed hosting and the financial considerations as well as the technical aspects.

We’ve even considered colocation as an extra measure of security and reliability.Who ever would have thought that so many things go into what seems to be a simple decision of which server and hosting company you want to work with?

I’m hoping that my next year’s tax refund check will be a decent one. Decent enough for me to put a large down payment on a new car. My first car was an old VW Beetle and I’ve always had a spot in my heart for the VW Beetle. The New VW Beetle is mighty fine looking and I’m really tempted to go down to the local VW lot and test drive one to see how they feel and ride. A nice rich blue color would be sweet to be driving down the road.

I do like the volkswagen jetta as well, but it just doesn’t compare with my beloved Beetle or “Bug” as we used to call them back in the day. I still see a nice “Bug” going down the road once in a while and I find myself staring them down and almost drooling at the sight of it.

My mother would like to see me in a dodge challenger, I would like to buy American but I have to check an assortment out and see what best fits me and my needs. My Dad has been pushing for a new volvo c30. They are such opposites it cracks me up. Anyway I have almost a year to sort them all out and make a decision so there is no rush, but it is exciting and gives me something to look forward to. The Internet certainly will be helpful in researching this project!

Hey check out this wild looking tiny little thing, the smart fortwo, what a trip!

Really hope that the economy is starting to get better and that the stock market is going to stabilize. In fact, I truly hope the stock market gets back to being lucrative, as I am interested in finding an  Online Broker and working on my retirement portfolio.

Several years ago I was learning about IRA Accounts and got a good start with an IRA. But that is not enough for a healthy portfolio.

All my friends are heavily involved in Stock Trading and I realize that it has its ups and downs. But if the economy gets a little better, I will be much more comfortable investing money and taking my chances on my financial future.

Most days I bring my lunch to work and either make a sandwich or just reheat something so I don’t have to go out to eat. This saves both money and time.

Today I am going to try a new frozen dinner. This is a new brand to me – an entre by a company called Boston Market. It looks delicious on the box – I hope it is filling and tasty.

One of my co-workers just asked me to give them a lift after work today. They had car trouble this morning and broke down on a back road several miles from her home. She had to catch a ride from a complete stranger, who was kind enough to stop when they saw her on the road next to her car.

I don’t mind giving her a ride home, even though it is out of my way. In fact, I am flattered that she thought she could ask me.

It will give us some nice time together for about 20 minutes on the ride to her house. We can chit chat and get to know each other better.  Of course, I’ll be late getting to my own home, but I don’t mind just this once.

I hear that it is a big issue with our emergency personnel trying to locate the address for many locations that they are called to for assistance that can be a matter of life or death. Our mailboxes need to have our street number printed large enough for them to get to where they need to be. There is now a huge variety of mail boxes to choose from. I’ve gone online to look at a new mailbox for me to put out on the street at my place. Not only do the police and ambulances need to find us, but the pizza and chinese delivery people need to find me in a timely fashion as well. I do like my food nice and hot upon delivery!

So, a word to the wise, you might want to make sure that your house number easily on your house or mail box visible for these variety of reasons. Like I said it could be a matter of life or death and we don’t even want to go there!

I have noticed that there seems to be a greater amount of commercials on the TV advertising Mesothelioma Attorney services for people suffering from this Mesothelioma Disease that is receiving so much attention. Ten years ago I’ll bet no one would have a clue as to what a Mesothelioma Lawyer would be used for.  I know that I wouldn’t have.

I know most families have to deal with at least one family member that is suffering from some type of serious illness or disability. Our family is dealing with my uncle suffering and recently diagnosed with Mesothelioma. It seems that when he was serving our country in the US Navy he spent time in a submarine and was exposed to this disease at that point. How disturbing to know that he put his life on the line for all of those years for his country and now he is dealing with this horrible disease.

A good website to check out is survivingmesothelioma.com if you know someone who may make good use of it.

I was quite concerned when I was reading some articles last week about how easy it is for college students to get into financial trouble with their easily-obtained student credit cards. These types of credit card offers sometimes come in with the junk mail – sometimes they are even addressed to family pets! I can remember getting a pre-approved offer in the mail for our cat not too long ago!

I think that college students would be wise to only use secured credit cards or prepaid cards. I think it would be a lot harder to get into too much debt that way. Sometimes I think that the credit card companies are NOT the consumer’s best friend at all! So I want to advise all students that are getting ready to head to college, to take a good hard look at what they truly are capable of paying back before they start using their cards like money grows on trees!

I’ve noticed that more and more stores are trying to encourage customer loyalty by offering them some kind of savings program.  A lot of the stores offer free loyalty cards that give the members special “members only” pricing.  Other stores have the nerve to charge an annual fee for their loyalty cards.  You would not believe how many times I’ve gone to a store and waited in the checkout line and heard the cashier ask the customer if the customer has that store’s loyalty card and the customer says that they don’t have one and don’t want one!  Even when the cashier explains that they could save a lot of money on that particular purchase and that the loyalty card is free, the customers say that they are not interested in saving any money!  Well, all I have to say about that is “must be nice!”

I cannot even begin to imagine turning down no-strings attached discounts!  What are these people afraid of?  Some big conspiracy on the part of the big stores or the government to track their spending and turn that against them for evil purposes?  Well, OK, the stores are tracking what customers are buying, but that is only to help the stores predict future trends, not for some insidious evil plan!

One of my co-workers, Sharon, has announced that she has finally decided to buy a house.  She’s been renting an apartment for the past ten years, saving her money up for a good down payment.  She has made a short sale offer on a nice little ranch just a few blocks from work, and she says that she plan to walk to work most of the time.

So now Sharon is hunting for free or discount moving supplies to start packing up her apartment.  I told her that she really shouldn’t race into anything because short sale offers can take a very long time to be approved, and she shouldn’t count her chickens before they hatch!  My girlfriend Laura has tried three times to get a short sale approved on the house she wants to buy and she’s been waiting over nine months!  Sometimes I think that the banks just don’t know what they are doing when it comes to these kinds of things!

Nonetheless, I advised Sharon to check with the local book stores and liquor stores for empty boxes.  They both throw away a lot of perfectly good moving boxes that she should be able to get for free, just show up and take them!

Not very long ago I was reading a business article about what professions are going to be in high demand.  All of the articles seem to indicate that service industry jobs are the way to go.  The article included the comment that there already is a glut of lawyers in the market.  I think that the article was talking about the largest gluts right now are Portland Maine divorce lawyers and Los Angeles DUI Lawyers!

I have a good friend whose daughter went to law school and graduated at the top of her class.  She’s been looking for work in New York in the legal field for the past ten years and still can’t find a job that she wants!  I don’t know if that is an indication of just being too picky, or if there really is a shortage of legal jobs out there!  I suspect that she’s just being too picky.  What do you think?

Well now I’m becoming convinced it was a set up.  I don’t know if it was me being set up, or him!  All I can find out about web hosting hubs is that it is an Internet company name.  I think that on Monday I’ll ask my boss for some clarification and tell him that was all I could find out.  It will be interesting to see what he says about it!  I’m not going to waste anymore of my time on the subject!

Sometimes it just doesn’t pay to be perceived to be the smartest person in the office.  Today my boss told me to check out the web hosting hub reviews and determine which one would be the best one to get for our office’s website.  Now to be perfectly honest, I know what a web host is, but I have no idea what a web hosting hub is!  I’m a little bit aggravated because I feel that the boss is either trying to make me look stupid, or is trying to take advantage of my good nature by asking me to work beyond my job title’s responsibilities are.

Seems to me that I’ve read a few books about verbal self defense in a business situation that resembles something like this scenario.  I think I’m being set up and am not quite sure what to do about it.  I think I’ll need to dig around my bookshelves tomorrow for that book and re-read it.  I hope it has some good advice about how to get out of this gracefully!  If I can’t find it, I guess I’ll have to spend the day doing some research on the Internet about the subject and try to make some sense out of it all!

I’d love to win one of those magazine makeover contests. I wouldn’t be too fussy – I’d appreciate a kitchen or bath makeover, or just a beauty and style makeover would be fine too! I’d love to have some part of my house re-done for free, where the before and after photos appear in the magazine that sponsored the makeover. I’d love to have some solar energy panels installed as part of the makeover process (on the house, not on me!) I could use a little bit of excitement like that in my life!